{"id":824,"date":"2026-10-30T10:36:00","date_gmt":"2026-10-30T10:36:00","guid":{"rendered":"https:\/\/lifeandtaxeswithkelly.com\/?p=824"},"modified":"2026-10-30T10:36:02","modified_gmt":"2026-10-30T10:36:02","slug":"tax-accountant-vs-software-self-employed","status":"publish","type":"post","link":"https:\/\/lifeandtaxeswithkelly.com\/?p=824","title":{"rendered":"Tax Accountant vs Software for Self-Employed Filers"},"content":{"rendered":"<p><em>Last Updated: October 30, 2026<\/em><\/p>\n<div class=\"article-answer\" style=\"margin:1.5rem 0;padding:16px 20px;background-color:#f8fafc;border:1px solid #e2e8f0;border-radius:8px\">\n<p style=\"margin:0 0 6px;color:#111827;font-size:14px\"><strong>Quick Summary<\/strong><\/p>\n<p style=\"margin:0;color:#1f2937;font-size:16px;line-height:1.6\">The choice in the tax accountant vs software decision comes down to how much judgment your return requires. Software suits simple returns with clean records, while a professional wins when you have business income, mixed expenses, back filings, or an IRS notice.<\/p>\n<ul style=\"margin:10px 0 0;padding-left:20px;color:#374151;font-size:15px;line-height:1.6\">\n<li>Software imports 1099 forms and calculates self-employment tax automatically when your records are organized.<\/li>\n<li>A preparer asks why a number is what it is, which is where many errors get caught.<\/li>\n<li>Ask any preparer three questions: your credential, how you charge, and whether I work with you directly.<\/li>\n<li>A preparer who promises a specific refund before seeing your documents should raise questions.<\/li>\n<li>Keep supporting business records generally three years from the filing date for most situations.<\/li>\n<\/ul>\n<\/div>\n<h2 id=\"table-of-contents\">Table of Contents<\/h2>\n<ul>\n<li><a href=\"#tax-accountant-vs-software-a-side-by-side-comparison\">Tax Accountant vs Software: A Side-by-Side Comparison<\/a><\/li>\n<li><a href=\"#when-to-hire-a-tax-professional-instead-of-filing-on-your-own\">When to Hire a Tax Professional Instead of Filing on Your Own<\/a><\/li>\n<li><a href=\"#tax-software-for-self-employed-individuals-what-it-handles-well\">Tax Software for Self-Employed Individuals: What It Handles Well<\/a><\/li>\n<li><a href=\"#documents-needed-for-tax-preparation-either-way\">Documents Needed for Tax Preparation Either Way<\/a><\/li>\n<li><a href=\"#how-to-choose-a-tax-preparer-if-you-go-professional\">How to Choose a Tax Preparer If You Go Professional<\/a><\/li>\n<li><a href=\"#where-each-option-wins-matching-the-choice-to-your-situation\">Where Each Option Wins: Matching the Choice to Your Situation<\/a><\/li>\n<li><a href=\"#frequently-asked-questions\">Frequently Asked Questions<\/a><\/li>\n<\/ul>\n<h2 id=\"tax-accountant-vs-software-a-side-by-side-comparison\">Tax Accountant vs Software: A Side-by-Side Comparison<\/h2>\n<p>Choosing between hiring a tax accountant vs software comes down to one question: how much judgment does your return actually require? Tax software is a guided form-filler. A tax professional is a reviewer who asks questions the form never asks. For a simple W-2 return, software usually gets you there. For a Schedule C with mixed business and personal expenses, the gap widens fast.<\/p>\n<p>At Life and Taxes with Kelly, we see both paths work, just for different taxpayers. The IRS publishes extensive guidance on self-employment income and expenses through its <a rel=\"noopener noreferrer\" target=\"_blank\" href=\"https:\/\/www.irs.gov\/businesses\/small-businesses-self-employed\/self-employed-individuals-tax-center\">Self-Employed Tax Center<\/a>, and how much of that guidance you can apply correctly on your own is the real dividing line.<\/p>\n<figure class=\"article-content-image my-8\" style=\"margin:2em 0;padding:0;background:transparent;border:0\"><img decoding=\"async\" src=\"https:\/\/lifeandtaxeswithkelly.com\/wp-content\/uploads\/2026\/10\/tax-accountant-vs-software-for-self-employed-filers-content-1-1793356490.jpg\" alt=\"Tax accountant and client reviewing documents to compare tax accountant vs software solutions.\" class=\"w-full rounded-lg shadow-lg\" loading=\"lazy\" style=\"display:block;width:100%;max-width:100%;height:auto;border-radius:8px;margin:0 auto\"><\/figure>\n<p>Here is the short version:<\/p>\n<table style=\"width:100%;border-collapse:collapse;margin:2rem 0;font-size:14px;line-height:1.6\">\n<thead style=\"background-color:#f8f9fa;color:#111827;padding:12px 16px;text-align:left;font-weight:600;border-bottom:2px solid #e5e7eb\">\n<tr>\n<th style=\"background-color:#f8f9fa;color:#111827;padding:12px 16px;text-align:left;font-weight:600;border-bottom:2px solid #e5e7eb\">Factor<\/th>\n<th style=\"background-color:#f8f9fa;color:#111827;padding:12px 16px;text-align:left;font-weight:600;border-bottom:2px solid #e5e7eb\">Tax Software<\/th>\n<th style=\"background-color:#f8f9fa;color:#111827;padding:12px 16px;text-align:left;font-weight:600;border-bottom:2px solid #e5e7eb\">Tax Professional<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e5e7eb\">Best for<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e5e7eb\">Simple, single-source income<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e5e7eb\">Business income, multiple states, IRS notices<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e5e7eb\">Cost model<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e5e7eb\">Per-return fee<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e5e7eb\">Fee based on complexity<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e5e7eb\">Who asks the questions<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e5e7eb\">You answer prompts<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e5e7eb\">A person reviews your documents<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e5e7eb\">Handles IRS letters<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e5e7eb\">Limited or none<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e5e7eb\">Yes, within scope<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e5e7eb\">Catches missed deductions<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e5e7eb\">Only what you enter<\/td>\n<td style=\"padding:12px 16px;border-bottom:1px solid #e5e7eb\">Reviews for gaps<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The honest answer: software is cheaper and faster when your situation is clean. A professional earns their fee when your situation is not.<\/p>\n<h2 id=\"when-to-hire-a-tax-professional-instead-of-filing-on-your-own\">When to Hire a Tax Professional Instead of Filing on Your Own<\/h2>\n<p>Hire a tax professional when your return involves judgment calls you cannot confidently document yourself. That includes self-employment income, rental property, multiple income streams, estimated tax payments, or any IRS notice about a prior year.<\/p>\n<p>The clearest signal is a letter from the IRS. If you received a notice and you are not sure what it is asking, that is not a do-it-yourself moment. <a rel=\"noopener noreferrer\" target=\"_blank\" href=\"https:\/\/www.irs.gov\/individuals\/understanding-your-irs-notice-or-letter\">IRS guidance on understanding your notice<\/a> explains the response process, and a professional can read the notice against your actual return. This is also where IRS notice and audit assistance can help, having someone review the notice alongside your return and help you respond within scope.<\/p>\n<p>Other situations where I recommend professional help:<\/p>\n<ul>\n<li>You have unfiled returns from prior years and are worried about penalties<\/li>\n<li>Your personal and business accounts run through the same bank account<\/li>\n<li>You sold investments, a home, or a business interest<\/li>\n<li>You changed states or worked remotely across state lines<\/li>\n<li>You claimed a credit last year and are unsure whether you still qualify<\/li>\n<\/ul>\n<p>None of these are emergencies. They are simply cases where a wrong entry costs more than a review would.<\/p>\n<h2 id=\"tax-software-for-self-employed-individuals-what-it-handles-well\">Tax Software for Self-Employed Individuals: What It Handles Well<\/h2>\n<p>Tax software handles self-employment returns well when your records are already organized. Modern platforms import 1099 forms, walk you through Schedule C line by line, and calculate self-employment tax automatically. If your income comes from one or two clients and your expenses fit neatly into standard categories, software is a reasonable choice.<\/p>\n<p>The <a rel=\"noopener noreferrer\" target=\"_blank\" href=\"https:\/\/www.irs.gov\/credits-and-deductions-for-individuals\">IRS credits and deductions reference<\/a> is the same source software is built on, so a careful filer using a good platform can apply the same rules a preparer would. You can review the official <a rel=\"noopener noreferrer\" target=\"_blank\" href=\"https:\/\/www.irs.gov\/credits-deductions\">credits and deductions<\/a> information that software helps apply.<\/p>\n<p>Where software struggles:<\/p>\n<ul>\n<li><strong>Mixed finances.<\/strong> If business and personal spending share an account, you must sort it yourself before you start.<\/li>\n<li><strong>Home office and vehicle deductions.<\/strong> These require allocation math and documentation that prompts rarely explain well.<\/li>\n<li><strong>Estimated tax planning.<\/strong> Software files the past year. It does not tell you what to pay next quarter.<\/li>\n<li><strong>IRS correspondence.<\/strong> Most consumer software offers limited help once a notice arrives.<\/li>\n<\/ul>\n<p>Software is a tool, not an advisor. It answers the questions you ask it and nothing more.<\/p>\n<h2 id=\"documents-needed-for-tax-preparation-either-way\">Documents Needed for Tax Preparation Either Way<\/h2>\n<p>The document list is nearly identical whether you file with software or a professional. The difference is who reviews it.<\/p>\n<p>For self-employed filers, gather:<\/p>\n<ul>\n<li>All 1099-NEC and 1099-K forms<\/li>\n<li>Business income records and expense receipts<\/li>\n<li>Mileage log or vehicle expense records<\/li>\n<li>Home office square footage and household expenses, if claiming<\/li>\n<li>Health insurance coverage information<\/li>\n<li>Estimated tax payment confirmations<\/li>\n<li>Prior-year return<\/li>\n<li>Any IRS notices received during the year<\/li>\n<\/ul>\n<p>The <a rel=\"noopener noreferrer\" target=\"_blank\" href=\"https:\/\/www.irs.gov\/businesses\/small-businesses-self-employed\/recordkeeping\">IRS recordkeeping requirements for business owners<\/a> explain how long to keep supporting documents, generally three years from the filing date for most situations. If you want the official overview of what self-employed filers must keep, the <a rel=\"noopener noreferrer\" target=\"_blank\" href=\"https:\/\/www.irs.gov\/businesses\/small-businesses-self-employed\">recordkeeping guidance for self-employed taxpayers<\/a> covers it directly.<\/p>\n<p class=\"cta-inline\" style=\"background-color: #ef376c08;border-left: 4px solid #ef376c;padding: 16px 20px;margin: 24px 0;border-radius: 0 8px 8px 0\">\n     <a rel=\"noopener noreferrer\" target=\"_blank\" href=\"https:\/\/lifeandtaxeswithkelly.portl.tax\/start\" style=\"color: #ef376c;font-weight: 600;text-decoration: underline\">Get Started with Your Taxes \u2192 \u2192<\/a>\n<\/p>\n<p>One thing to keep in mind: software will accept whatever number you type. A preparer will ask why the number is what it is, and that second question is where many errors get caught.<\/p>\n<h2 id=\"how-to-choose-a-tax-preparer-if-you-go-professional\">How to Choose a Tax Preparer If You Go Professional<\/h2>\n<p>Choose a preparer by asking three questions: what is your credential, how do you charge, and will I work with you directly or a team? Get all three answered before you hand over documents.<\/p>\n<p>On credentials, know what you are hiring. A CPA, an Enrolled Agent, and an attorney each carry different qualifications and representation rights. An unenrolled preparer can prepare returns but cannot represent you before the IRS in most situations. Ask directly and verify.<\/p>\n<p>On fees, ask whether the price is flat or hourly and what triggers an increase. A preparer who cannot explain their fee structure before starting is a warning sign.<\/p>\n<p>On access, ask who actually prepares the return. Some firms hand work to junior staff. If you want to speak with the person signing your return, say so upfront.<\/p>\n<p>Watch out: a preparer who promises a specific refund amount before seeing your documents should raise questions. A refund cannot be promised before the return is reviewed.<\/p>\n<h2 id=\"where-each-option-wins-matching-the-choice-to-your-situation\">Where Each Option Wins: Matching the Choice to Your Situation<\/h2>\n<p>Software wins on simple returns, tight budgets, and speed. A single filer with one W-2 and the standard deduction can file accurately with software in under an hour. A self-employed taxpayer with clean records and one income source can too, as long as they understand Schedule C.<\/p>\n<p>A tax professional wins when complexity, prior-year problems, or IRS contact enter the picture. The value is not just the filing. It is the review, the planning conversation, and someone accountable for the result.<\/p>\n<p>Here is how to think about it:<\/p>\n<ul>\n<li><strong>Choose software if<\/strong> your return is straightforward, your records are clean, and you are comfortable reading IRS instructions.<\/li>\n<li><strong>Choose a professional if<\/strong> you have business income with mixed expenses, back filings, an IRS notice, or a major life change.<\/li>\n<li><strong>Consider a hybrid<\/strong> if you want to self-prepare but have one return reviewed before filing.<\/li>\n<\/ul>\n<p>A common mistake is not picking the wrong option, but picking software for a return that needed a conversation, then discovering the problem years later when a notice arrives.<\/p>\n<section style=\"margin:3rem 0 2rem 0\">\n<h2 style=\"font-weight:700;margin:0 0 4px 0\" id=\"frequently-asked-questions\">Frequently Asked Questions<\/h2>\n<div style=\"padding:20px 0;border-bottom:1px solid #e5e7eb\">\n<h3 style=\"font-weight:600;margin:0 0 8px 0\">Is it better to hire a tax accountant or use tax software?<\/h3>\n<div style=\"line-height:1.7\">\n<p style=\"margin:0\">There is no single answer because it depends on the complexity of your return. If you have one W-2, take the standard deduction, and have no side income, software can handle your filing accurately and at low cost. If you are self-employed, own a business, have rental property, received an IRS notice, or are behind on prior-year filings, a tax accountant is usually the safer choice. The tax accountant vs software decision comes down to how many moving parts your return has and how much risk you can absorb.<\/p>\n<\/div>\n<\/div>\n<div style=\"padding:20px 0;border-bottom:1px solid #e5e7eb\">\n<h3 style=\"font-weight:600;margin:0 0 8px 0\">Can tax software handle self-employment income?<\/h3>\n<div style=\"line-height:1.7\">\n<p style=\"margin:0\">Yes. Most major software packages support Schedule C and Schedule SE, and budget options like FreeTaxUSA include self-employment forms in their free federal tier. What software does not do is ask the questions a professional would ask about your business, such as whether a home office deduction applies, how to classify equipment, or whether you qualify for the qualified business income deduction. If your self-employment income is straightforward, software works. If your business has multiple revenue streams or deductions you are unsure about, professional review is worth considering.<\/p>\n<\/div>\n<\/div>\n<div style=\"padding:20px 0;border-bottom:1px solid #e5e7eb\">\n<h3 style=\"font-weight:600;margin:0 0 8px 0\">What documents should I gather before hiring a tax professional?<\/h3>\n<div style=\"line-height:1.7\">\n<p style=\"margin:0\">Bring your Social Security number or ITIN, photo ID, prior-year return, all W-2s and 1099s, records of estimated tax payments, and documentation for any deductions or credits you plan to claim. Self-employed filers should also bring profit and loss records, receipts for business expenses, mileage logs, and home office measurements if applicable. If you received an IRS notice, include the full letter. Having these documents needed for tax preparation ready before your appointment keeps the process efficient and helps your preparer spot issues early.<\/p>\n<\/div>\n<\/div>\n<div style=\"padding:20px 0;border-bottom:1px solid #e5e7eb\">\n<h3 style=\"font-weight:600;margin:0 0 8px 0\">Can a tax professional help with prior-year returns or IRS notices?<\/h3>\n<div style=\"line-height:1.7\">\n<p style=\"margin:0\">Yes. Prior-year return preparation and IRS notice assistance are core services at Life and Taxes with Kelly. If you have unfiled returns from previous years or received a letter about a return you already filed, a professional can help you understand what the IRS is asking, prepare the missing returns, and respond on your behalf within the scope of the service. Do not ignore an IRS notice, because penalties and interest continue to accrue. Reach out through the client portal to get the process started.<\/p>\n<\/div>\n<\/div>\n<div style=\"padding:20px 0;border-bottom:1px solid #e5e7eb\">\n<h3 style=\"font-weight:600;margin:0 0 8px 0\">How do I choose between a tax preparer and tax software?<\/h3>\n<div style=\"line-height:1.7\">\n<p style=\"margin:0\">Start by listing every income source, deduction, credit, and life event on your return. If the list is short and unchanged from last year, software is a reasonable fit. If the list includes business income, dependents with special circumstances, investment sales, or anything you are unsure about, schedule a consultation with a tax professional. When learning how to choose a tax preparer, ask about credentials, experience with your situation, fee structure, and whether they will review prior returns for missed opportunities.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<hr>\n<p>Tax season doesn&#8217;t have to be confusing. At Life and Taxes with Kelly, I&#8217;m here to help you understand your options, get organized, and file with confidence. Whether you are self-employed, catching up on past filings, or dealing with an IRS notice, we offer <a rel=\"noopener noreferrer\" target=\"_blank\" href=\"https:\/\/lifeandtaxeswithkelly.portl.tax\/start\">individual tax preparation<\/a> and small business support built around your actual situation. Visit lifeandtaxeswithkelly.com or the client portal to get started.<\/p>\n<div class=\"cta-button-container\" style=\"text-align: center;margin: 32px 0\">\n<p>    <a rel=\"noopener noreferrer\" target=\"_blank\" href=\"https:\/\/lifeandtaxeswithkelly.portl.tax\/start\" class=\"cta-button\" style=\"display: inline-block;background-color: #ef376c;color: #111827;padding: 14px 32px;border-radius: 8px;text-decoration: none;font-weight: 600;font-size: 16px\">Get Started with Your Taxes \u2192<\/a>\n<\/div>\n<div style=\"border:1px solid #d6d3d1;border-radius:12px;padding:18px 20px;margin:32px 0\"><a href=\"https:\/\/www.google.com\/preferences\/source?q=lifeandtaxeswithkelly.com\" target=\"_blank\" rel=\"noopener\" style=\"display:block;text-decoration:none;color:inherit\"><img decoding=\"async\" src=\"https:\/\/app.grandranker.com\/images\/google-g.svg\" width=\"24\" height=\"24\" alt=\"Google\" style=\"display:inline-block;width:24px !important;height:24px !important;max-width:24px;vertical-align:middle;margin:0 10px 0 0;border:0\"><span style=\"vertical-align:middle\">Add <strong>lifeandtaxeswithkelly.com<\/strong> as a preferred source on Google &rarr;<\/span><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Deciding between a tax accountant vs software for your self-employed return? Learn how each handles deductions, quarterly estimates, and IRS notices.<\/p>\n","protected":false},"author":1,"featured_media":825,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[8],"tags":[46,76,75,78,77],"class_list":["post-824","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-documents-needed-for-tax-preparation","tag-hiring-a-tax-accountant-vs-software","tag-tax-accountant-vs-software","tag-tax-software-for-self-employed-individuals","tag-when-to-hire-a-tax-professional"],"_links":{"self":[{"href":"https:\/\/lifeandtaxeswithkelly.com\/index.php?rest_route=\/wp\/v2\/posts\/824","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifeandtaxeswithkelly.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lifeandtaxeswithkelly.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lifeandtaxeswithkelly.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifeandtaxeswithkelly.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=824"}],"version-history":[{"count":1,"href":"https:\/\/lifeandtaxeswithkelly.com\/index.php?rest_route=\/wp\/v2\/posts\/824\/revisions"}],"predecessor-version":[{"id":827,"href":"https:\/\/lifeandtaxeswithkelly.com\/index.php?rest_route=\/wp\/v2\/posts\/824\/revisions\/827"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lifeandtaxeswithkelly.com\/index.php?rest_route=\/wp\/v2\/media\/825"}],"wp:attachment":[{"href":"https:\/\/lifeandtaxeswithkelly.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lifeandtaxeswithkelly.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lifeandtaxeswithkelly.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}